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Feds close insurance loopholes

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The U.S. Department of Health and Human Services has closed a series of insurance loopholes on coverage of preventive care.

The most important:

Henceforth insurers must cover at least one birth-control option under each of 18 methods approved by the Food and Drug Administration, and  without co-pays.

And insurers can’t charge patients for anesthesia ¬†in connection with colonoscopies.

For insurers, the new government requirements take effect in 60 days but most consumers will not notice major changes until their coverage is renewed for 2016.

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